Starting May 7, United States flyers won’t be able to board a domestic plane unless they have a Real ID. They won’t be able to access certain federal facilities or enter a nuclear power plant.

Not sure you have a Real ID? Look at your current drivers license or state identification card. If it’s Real ID-compliant, it will have a star in the right-hand corner.

The Real ID Act was introduced in 2005 in an effort to tighten the nation’s air travel security in the wake of the September 11 attacks. The Department of Homeland Security repeatedly pushed the deadline from its original 2008 date, but experts says that this latest deadline is likely final.

It’s “crunch time,” says Nick Ewen, the senior editorial director at The Points Guy.

“Anyone who’s planning to fly in the U.S. in the next few months should do everything they can to get a Real ID-compliant card by May 7 — or travel with their passport, even domestically,” he says.

If you don’t have a Real ID yet, you might face some hurdles as the deadline approaches. DMVs are already overwhelmed with requests for Real ID appointments, Ewen says.

“We’ve seen reports of limited appointments and longer lines,” he says. “For example, the New Jersey Motor Vehicle Commission has an online appointment wizard — and for those not yet eligible for renewal in the next three months, there are exactly zero appointments.”

When you do snag an appointment, be sure to come prepared. Before heading to the DMV, check exactly which documents you need, as they vary by state. The DHS includes a helpful map on its website with links to the DMV for every U.S. state and territory where you can set up an appointment.

In most states a Real ID will not cost any more than a license. But some places do charge extra. In Pennsylvania, for example, there is an additional, one-time fee of $30.  

You’ll be able to find additional information about cost on your state’s DMV site.

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People with narcissistic traits often have an inflated sense of their own talents, achievements and significance in the world. They’re sensitive to criticism and struggle to have any empathy or appreciation for others.

This self-centered focus on their own needs is usually at the expense of everyone around them, which makes communicating with them challenging. You may be left feeling dismissed, criticized or invisible.

As a Harvard-trained psychologist, I’ve found that there are seven phrases you’ll hear from highly narcissistic people:

Narcissists see themselves as special and better than everyone else. They believe that other people should feel grateful to be in their orbit because they are all so flawed in comparison.

Similar phrases: 

• “You don’t deserve me.”
• “You should feel relieved that I haven’t cut you out of my life.”

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Many narcissists are chronically disappointed by others. In response, they may put those people down with cutting, hurtful and mean-spirited insults.

Similar phrases: 

• “You’re such a loser.”
• “No one else would ever want to be with you.”

Narcissists often resort to manipulative tactics like threats or intimidation to keep people invested in the relationship because they feel safer maintaining control, rather than sharing power.

Similar phrases: 

• “Be careful or you’ll push me away.”
• “I’ll ruin you if you cross me, and no one will want to be associated with you.”

It’s hard for people with narcissistic traits to empathize with others. As a result, they rarely see the other person in a relationship as an independent individual with their own thoughts, feelings and experiences.

Similar phrases: 

• “My feelings matter more.”
• “I’m usually right.”

Narcissists have a strong desire to feel superior to others. One way they do that is by putting people down. They tend to make negative comments about everyone else — friends, family or even unknown acquaintances — to build themselves up as part of a separate, special kind of person. 

Similar phrases: 

• “Your friend is lame. Why do you hang out with them?”
• “These people have nothing to offer me.”

When a narcissist is upset, they’ll blame others for their feelings instead of acknowledging their role in the situation. Rather than holding themselves accountable, they’ll complain about how unfair other people are.

Similar phrases: 

• “If you just did what I asked you to do, I wouldn’t be so upset right now.”
• “I wouldn’t be yelling if you didn’t make me so angry!”

People with narcissistic tendencies are good at stonewalling — cutting off communication to show how upset they are. They will pretend to not be affected, while giving you the silent treatment.

Similar phrases: 

• “I’m fine. What are you even talking about?”
• Saying nothing at all.

The best way to respond to a narcissist is not to react at all. Pause in the moment, but don’t leave the conversation entirely. Don’t yell or become defensive.

After a deep breath, you can say, “I need to think about this before I respond, so I’m going to need a minute.” This will give you time to collect your thoughts and notice your emotions. More importantly, you’ll be less likely to say something you might regret later.

Then, set clear boundaries. Here are some examples:

• “I hear you, I just don’t agree with you.”
• “Thank you for sharing your perspective. When you’re open to hearing mine, I can share it.”
• “It sounds like you’re having a lot of feelings right now. I am here to listen if you’d like, but if you put me down or intentionally try to hurt me, I am going to walk away because it isn’t healthy for me to be called names.”
• “I want you to know that I see you and I hear your perspective. I just have a different one, and that’s okay with me.”

Remember, while a narcissist may continue to communicate in harmful ways, their words can’t have power over you unless you let them.

Their most common communication tactics are manipulation and control. That is a reflection of who they are and how they experience they world, not a reflection of you and your values.

Dr. Cortney S. Warren, PhD, is a board-certified psychologist and author of the new book “Letting Go of Your Ex.” She specializes in romantic relationships, addictive behavior, and honesty. She received her clinical training at Harvard Medical School after earning her doctorate in clinical psychology from Texas A&M University. Follow her on Instagram @DrCortneyWarren or Twitter @DrCortneyWarren.

Do you want a new career that’s higher-paying, more flexible or fulfilling? Take CNBC’s new online course How to Change Careers and Be Happier at Work. Expert instructors will teach you strategies to network successfully, revamp your resume and confidently transition into your dream career. Pre-register today and use coupon code EARLYBIRD for an introductory discount of 30% off $67 (+taxes and fees) through May 13, 2025.

I never thought I’d end up in therapy. But I spent three years seeing a therapist who charged $450 per session — and I didn’t truly take advantage of his help until the last few months.

At first, I was skeptical. “This is a waste of my time,” I said to myself. But I was wrong. What my therapist saw, that I couldn’t, was that I was completely burned out. I had given myself an insanely punishing schedule without realizing it.

In my last year of medical school, I spent a month leading trauma clinics in South Africa. Then I decided to go into psychiatry. After my first year, I got to research cultural competency, which meant traveling across the globe to understand how different cultures approached mental health. I had traveled to 30 different countries.

It felt so normal to me to work this hard that I didn’t even realize I was risking my health in the process.

After about five sessions, my therapist looked me in the eyes and said, “We’re not supposed to use the term ‘masochism’ in therapy, but it applies to you, and you need to do something about it.”

It was life-changing advice not just personally, but in the way I approached my work as a psychiatrist.

The word “masochism” tends to make my patients uncomfortable. They immediately think of handcuffs and safe words. Masochism, as defined by the Diagnostic and Statistical Manual of Mental Disorders in 1980, is a personality disorder characterized by a pervasive pattern of self-defeating behavior.

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But by 1994, when the next version of our medical bible, the DSM-IV, came out, this definition was nowhere to be found. The editors were concerned it could be seen as victim-blaming, suggesting that people were “choosing” mistreatment and “inciting” hurt and humiliation.

I’m not using the term to blame a victim. I’m using it to help you identify and ultimately let go of self-sabotaging patterns. But to take control of your life and find happiness, you first need to understand the different ways masochism shows up.

1. In your relationships

Masochism can present itself in the form of self-sacrificing behavior, whether with co-workers, friendships or romantic partners.

When you’re constantly in people-pleasing mode, you will attract people who take advantage of you in friendships, romantic relationships, or even with family. And if you’re giving, other people are going to be taking.

This can manifest in someone taking on all of the household duties, for example, or parenting work in a romantic relationship.

2. In your career

This level of masochism can manifest itself in the quest for advancement or accolades that we think will bring us happiness.

You can see it in any field where employees are overworked and undervalued and still don’t feel like they’re doing enough. Think about public defenders working for no pay to represent the people who need them the most. Or journalists reporting from war-torn countries, risking their lives to deliver truth to the world. Or agricultural workers, non-profit employees or people in the military.

It can even be the entry-level employee at the finance firm who gets stuck with 80-hour workweeks and sacrifices any semblance of a social life for the dream of someday making it to the corner office.

The good news is that masochism isn’t destiny — it’s a choice, and you can always choose differently once you recognize the patterns holding you back.

1. Listen to your body

You might notice that your heart is beating a little faster because you’ve been downing coffee all day in order to keep up with work, and you’re over-caffeinated.

I tell my friends that if my nails are chipped, that’s a sure sign I’m burned out and need to slow down for some self-care.

2. Listen to your friends

Sometimes the sacrifices we make force others in our lives (like our lovers, friends, co-workers, neighbors or kids) to make sacrifices as well.

I take cues from my team, my friends and even my daughter. If they’re hinting that a project timeline is too ambitious or I’ve been staring at my emails all night instead of paying attention to them, I don’t brush it off. I take it seriously and change my behavior.

3. Listen to your heart

Take a pause before you say “yes” or “no” to a task, and ask yourself if you really want to do it. Very often, there’s a small voice inside of us that realizes we’re too burned out to work all weekend or that we don’t want to do our partner’s laundry today.

That favor you twist yourself into a pretzel to execute may go unnoticed by the other person, and ultimately it doesn’t increase your value or your worth — two things you already have without needing to do anything.

Judith Joseph, MD, MBA, is a board-certified child, adolescent, and adult psychiatrist and researcher who specializes in mental health and trauma. She is the author of ”High Functioning: Overcome Your Hidden Depression and Reclaim Your Joy.”

Want a new career that’s higher-paying, more flexible or fulfilling? Take CNBC’s new online course How to Change Careers and Be Happier at Work. Expert instructors will teach you strategies to network successfully, revamp your resume and confidently transition into your dream career. Start today and use coupon code EARLYBIRD for an introductory discount of 30% off $67 (+taxes and fees) through May 13, 2025.

Adapted excerpt from ”HIGH FUNCTIONING″ by Dr. Judith Joseph. Copyright © 2025 by Dr. Judith Joseph MD MBA PC. Used with permission from Little, Brown Spark, an imprint of Hachette Book Group.

With escalating tariffs shaking investor confidence, personal finance expert Suze Orman has a message for anyone worried about their portfolio: Don’t panic, and hold steady on your long-term investments.

“If you are contributing to a retirement account, do not stop,” she wrote in a Facebook post on Friday. “Stay the course. Keep investing steadily. That consistency is your power.”

Markets have been rattled by tariffs, sending stock indices plunging. As of Tuesday morning, the S&P 500 is down around 6% since the start of April. And a recent spike in the volatility index, a closely watched measure of market volatility, underscores how emotional the downturn has become.

It’s the “highest it’s been since the spike in August,” Orman wrote. When it’s this high, “it means fear is overwhelming logic.”

Instead of letting your emotions drive decisions, Orman recommended staying grounded and resisting the urge to speculate on stocks. “Stay diversified,” she wrote. “Don’t get angry. Stay smart.”

That advice is echoed by other financial experts. “Don’t panic and make some crazy, rash decision that veers away from your game plan,” certified financial planner Lee Baker, owner of Apex Financial Services in Atlanta, recently told CNBC. 

Investors who panic-sell during volatile periods often miss the recovery, leaving money on the table when the market rebounds, he said. In fact, some of the best days in the stock market have historically occurred during bear markets, according to Fidelity.

In the meantime, long-term investors may benefit from a bear market, Orman wrote in a follow-up post on Monday. That’s because stocks are essentially “on sale,” letting you buy more for less and potentially gain more when the market recovers.

And historically, some of the strongest returns tend to follow steep market declines, according to an analysis by Bank of America.

But that doesn’t mean trying to make a one-time bet on the market’s lowest point. Stock prices are unpredictable and trying to time the perfect entry point can easily backfire, said certified financial planner Eric Roberge, CEO of Beyond Your Hammock in Boston.

“We never recommend timing the market, mostly because it is impossible to do without simply getting lucky,” Roberge recently told CNBC.

Instead of trying to guess the right moment to buy or sell, financial planners often suggest consistent strategies like investing a fixed amount regularly, which can help smooth out market ups and downs over time.

Overall, “I want you to breathe,” Orman wrote on Friday. Even with an economic downturn, “markets will eventually recover. But not all at once.”

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Experts who study or work with AI are much more positive and optimistic about how the technology will improve jobs and the economy compared with members of the general public, according to a new report from Pew Research Center. But many acknowledge the technology will lead to some job loss in the future.

Overall, a majority, 56%, of AI experts say the technology will have a positive impact on the U.S. in the next 20 years, compared with just 17% of U.S. adults. Experts overwhelmingly believe AI will have a positive impact on how people do their jobs in the next 20 years, and are more likely to believe it will boost the overall economy in that timeframe.

That’s based on a survey of over 1,000 AI experts who conduct research or work in the field, and a separate survey of over 5,400 U.S. adults.

Experts are generally less concerned than average workers that AI will lead to fewer jobs overall but acknowledge that certain occupations are more likely to be impacted.

When considering where AI is likely to lead to fewer jobs, experts said some roles most at risk in the next 20 years include:

• Cashiers (73% of experts agree)
• Truck drivers (62%)
• Journalists (60%)
• Factory workers (60%)
• Software engineers (50%)

Workers tend to agree with experts about at-risk jobs, except when it comes to truckers: just 33% of the general public believe AI will lead to fewer truck drivers in the future.

Experts surveyed in the report said truck driving jobs are primed for disruption by AI as driverless vehicle technology improves, says Jeff Gottfried, Pew’s associate director of research.

The research underscores years of studies showing the American public’s concerns that AI will take their jobs and could lead to a loss of human connection, Gottfried tells CNBC Make It.

Despite some big differences, experts and the public agree on some things about AI, including that it could do the most good in medical care; that they’re skeptical it will have a positive impact on accurate news and election coverage; and that they’d like more control over how AI is used in their lives. Neither camp is confident the government will regulate AI effectively, or that U.S. companies will develop and use AI responsibly.

“It’s really important that both of these sets of views are in the room” to understand the key concerns among experts and the public regarding how AI is developed and integrated into certain jobs and throughout the economy, Gottfried says.

“We’re not placing a value judgment on which population is correct,” he adds. Instead, he and his fellow researchers hope to uncover, “What are the experiences of these two groups that are really important to the conversation of AI and its risks, benefits and future?”

Even experts have differing viewpoints within their own camp.

For example, experts who work at colleges and universities are more skeptical that companies are developing and using AI responsibly, compared with experts who work at private firms.

Women tend to be more skeptical of AI than men, and the gender gap is even more pronounced among experts who work with the technology.

Among the experts surveyed, men (63%) are nearly twice as likely as women (36%) to say AI’s impact on the U.S. will be at least somewhat positive; men are also more likely than women to say they’re more excited than concerned about AI (53% vs. 30%) or think AI will personally benefit them (81% vs. 64%).

“That really stood out to us,” Gottfried says. “We do see some of these wide differences did occur within the population closest to the AI technology itself, whether they study or work with it. Our study wasn’t really designed to understand why women’s views differ from men but this is consistent with the findings” among the gender differences among the general public.

Previous research indicates that many roles typically filled by women, including administrative and customer service roles, are being automated away by new technology. Meanwhile, a gender gap where women are underrepresented in AI jobs could have an impact in how the technology is developed.

“It is absolutely crucial that those people who create AI are representative of the population as a whole,” Kay Firth-Butterfield, the World Economic Forum’s head of artificial intelligence and machine learning said in 2018.

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